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All You Ever Wanted to Know About Insurance

How to Scale Your Insurance as Your Business Grows

As your business grows, so do its associated risks. Whether you are offering new products, increasing your headcount, expanding your operational structure, or shifting to a new location, all these moves come with...

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How to Make a Fire Safety Plan

No one likes to think about the possibility of a fire in their home, but this is one situation where it definitely pays to be prepared. This is especially true if you have children or pets in your home. Read on to learn...

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5 Safety Tips to Reduce Workplace-Related Injuries

As a business owner and employer, it is your moral and legal obligation to keep your employees safe and healthy at all times. Despite your intentional efforts to keep their work environment as safe as possible,...

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How to Decide If Solar Panels Are Right for Your Home

Solar panels can provide clean electricity for your home, helping you to save money on energy costs while also doing your part to help the environment. However, not all homes are suited to solar energy. Here's what you...

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5 Basic Coverage Options New Businesses Should Consider

Businesses are exposed to many different types of risks. A single, unfortunate incident or lawsuit can cause your business to crash before it can even get off the ground. Luckily, there is a wide range of business...

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How Independent Agents Are Different from Captive Agents

When it comes to buying insurance, you have two primary options available to you: independent agents like us, and captive agents. While both can provide insurance services, these two types of insurance agents are not...

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Benefits of Using a Dash Cam

More and more people these days are choosing to add dash cams to their vehicles, and for good reason. These small cameras can be highly useful to you, especially in the event that you get a traffic ticket or are...

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Swimming Safety: 10 Tips for Summer

Summer is here and people are flocking to the water — whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers for Disease Control and...

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Why You May Need Personal Offense Coverage

In today’s digital world, slander and libel lawsuits are more common than you may think. Comments made in haste or anger on social media can have lasting and far-reaching effects on a person’s reputation or character,...

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Inexpensive Fixes for a Safer Home

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...

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Why a basic Homeowners policy isn’t always enough

Sometimes a basic homeowners policy just isn’t enough. So as your career advances and your income increases, it’s important to keep your insurance protection up to date. This helps you avoid expensive gaps in coverage...

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10 Tips to Help Prevent Identity Theft

Shopping online. Visiting the doctor. Buying gas. In nearly all of the things we do from day to day, there’s the risk of identity theft. You could unknowingly give your information to a fraudster thinking you’re...

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Own a home? Here are two policy options you should know about

If you have a homeowners policy, you probably expect it to cover all the costs of rebuilding your house in case it’s damaged or destroyed by a covered hazard. But are you certain you have enough coverage? Read about two...

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Porch Safety: Should You Leave the Lights On?

It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this...

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Don’t Delay — Start Thinking About Winterizing Your RV Today

Unless you’re headed to a warmer climate for the winter - or you live in one already - fall is the time to start preparing your RV for winter (as long as you’re done using it for a while, that is). And just because you...

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10 Things to do to Prepare Your Home for Fall

Fall is a wonderful time - if your home is ready for it. So enjoy the last few weeks of warmer weather, but do a little preventative maintenance while you’re at it. You’ll fix small problems before they become big, and...

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It’s Back-to-School Time — Is Your House Ready?

We’re not quite sure where summer went, but if you haven’t noticed, the new school year is upon us. And as you get your kids organized and ready, consider doing the same thing for something else - your home. It won’t...

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Tips for Power Tool Safety

What would you do without power tools? Well, you’d probably take on fewer home-improvement projects — and probably have a lot more calluses on your hands. Thankfully, you don’t have to do without. But you do have to use...

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What is water backup coverage and why is it important?

Water damage can be disastrous to your home. Imagine discovering that your entire basement is filled with brown water and sewage from a backed-up water main or other pipe. It’s not only disgusting and potentially...

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How to Update your Home — Without Spending Thousands

It doesn’t take a massive remodel, or a big budget, to make your house feel a little more like home to you. Inside or out, small improvements can make a significant difference - and whether you’re handy or not, you can...

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I Just Bought a New Car. What Insurance Coverage Do I Need?

Congratulations! After weeks of research, comparing makes and models, and taking test drives you finally bought that brand-new car you wanted. But before you take that well-deserved road trip, check one more item off...

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Keep Your Pets Safe in a Disaster

A safe home, a regular routine, a soft bed – the things that bring you comfort bring your pet comfort, too. It’s so important to give some advance thought to how you’d handle your pet responsibilities during and after a...

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Why You Need Service Line Coverage

Let’s spare a moment for something most of us use every day yet probably take for granted: our service lines. We rely on them for access to water, electricity, gas, Internet connection, and more, but only think about...

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What to Consider When Choosing Auto Insurance

Carrying a minimum amount of auto insurance is required by state laws, so you can’t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an...

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5 Carbon Monoxide Safety Tips

Every year, unintentional carbon monoxide (CO) poisoning (not linked to fires) sends 20,000 people to the emergency room and causes more than 4,000 hospitalizations. And, you might consider them the fortunate ones. CO...

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When Roadside Assistance Isn’t Enough

If you’ve ever been stuck on the side of the highway with an RV issue, you know what a life saver roadside assistance can be. Whether you need a battery charged, a tire changed, or a tow you’re often back on the road in...

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How to Protect Your Classic Car

The collector car market evolves with each generation. While the Silent Generation started collecting cars, it was Baby Boomers who really got it rolling. They fell in love with the Chevrolet Bel Air, the Ford Mustang,...

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Why You Might Want to Live Like a Minimalist

Decluttering is having a moment these days. Organizing guru Marie Kondo has her own show on Netflix, people everywhere are going through their things and asking, “Does this bring me joy?” and many are even exploring the...

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What Car Drivers Need to Know about Motorcycles

Fall is here, and there are still plenty of motorcycles on the road. And the key word here is “see.” People driving cars and trucks often fail to notice the motorcyclists around them, partly because they’re not...

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How to Ride Your Motorcycle Safely in a Group

Group riding is a favorite activity among many motorcycle riders. Whether you’re part of a riding club, a social event, a charity ride, or out for a leisurely cruise with friends, group riding can be a rewarding way to...

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Five Tips to (Finally) Get your Garage Organized

There’s perhaps no organizing task more daunting than the garage-it’s often the dumping ground for the stuff that has no other place in the house, or the things you don’t use but just can’t bring yourself to toss. How...

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How to Make Your Family Vacation a Great One

Summer is here, which means it’s time to think about family vacations! (If you haven’t been thinking about them all year, that is.) The family part of family vacations, however, can make things a little complicated. You...

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Boating Season is Here – Are You Up to Speed on Safety?

With spring in full bloom and summer just on the horizon, prime boating season is upon us. And you might notice more people on the water than ever, because sales of recreational boats have been growing at a steady clip...

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Three Ways to Lower Your Carbon Footprint

April 22 marked the 49th annual Earth Day, when more than 1 billion people in nearly 200 countries were expected to take part in what the Earth Day Network calls “the largest civic-focused day of action in the world.”...

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Spring Cleaning Tips

Spring is a time for new beginnings, and cleaning and organization around the house are very popular this time of year. If you’re ready to tackle the monumental spring cleaning chore, read on for some helpful...

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Home Security Technology: Keeping you ahead of the burglars

Back in the early days of home security “systems,” around the end of World War I, it was common for homeowners to hire “door shakers”-night watchmen who would literally walk around and check doors to make sure they were...

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Looking at a new piece of jewelry? Make sure to look at your insurance, too

Whether it’s a gift from someone special or a gift to yourself, a new piece of jewelry can bring some sparkle to your life. However, many people who find themselves victimized by burglars—or a fire or some other...

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Is your home as efficient as it could be? An energy audit can tell you

Drafty windows. Leaky faucets. Dirty air filters. All are common issues in homes across the country, and they’re not just annoying-they also cost you money in decreased energy efficiency and higher bills. The U.S....

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Keep Pets Happy and Safe on Vacation

You’re not just imagining it—a lot of people are traveling with their pets these days. According to a TripAdvisor survey of more than 1,000 travelers, 53% of those responding said they take their pets on vacation, and...

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The Importance of Renters Insurance

- While it may sound daunting, renters insurance actually provides significant coverage for your personal belongings in your home! - - It protects your personal belongings from, but not limited to: fire, theft, and...

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Five Common (and Potentially Costly) Homeowner Mistakes

Owning a home is usually a great experience. But it can also be a hassle, especially when unexpected issues pop up-whether you have a minor breakdown or a major catastrophe, it’s almost certainly going to require time...

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Five Ways to Protect Your Personal Electronic Data

Online data breaches are just an unfortunate fact of life now-as the New York Times put it, you might as well assume that your personal information has been taken, because cyberattacks happen all the time. That’s why we...

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Let's Keep Our Lawns and Ourselves Safe

For many of our neighbors, summer means more than sunshine and vacations. It also means working in the yard – often with tools that can be dangerous if not used properly. Each year about 400,000 people are treated for...

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6 Tips for Getting to Work on Two Wheels

Did you know that hundreds of thousands of people in the United States commute to work by bicycle, according to the U.S. Census Bureau? That’s a lot of cars off the road each day, a lot of gasoline saved and a ton of...

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Essential Safety Tips for Nighttime Boating

If you own a boat (or better yet, as the joke goes, you know someone with a boat), you’ve probably thought about spending some evenings on the water - especially in the summertime. It’s a great thought, of course. But,...

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Summer Driving Tips

Summer’s almost here. The sun will come out of hiding, and people will, too. As crowds swell at the beach, in parks, and even on roadways, it all makes for some challenging driving conditions. More people are out and...

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Protecting Your Home: Understanding Your Home Insurance Policy

As a homeowner, one of the most important aspects of your home isn’t something you use daily. And it isn’t something flashy you show off to friends. It’s your homeowners insurance policy, and it protects you in more...

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Do I Need to Tell My Insurance Company If My Dog Bites Someone?

You probably don’t think your dog would ever bite someone, let alone cause a serious injury. But dog bites are more common than you might realize-4.5 million occur every year in the U.S., according to the Centers for...

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Protect yourself from Carbon Monoxide at Home and at Work

Every year, according to the Centers for Disease Control and Prevention, hundreds of people in the U.S. die from carbon-monoxide (CO) poisoning-and the invisible, odorless gas sickens thousands more. The numbers seem...

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Insuring Jewelry: How to Know if Your Coverage is Enough

A ring from a loved one. A bracelet handed down through generations. A watch or necklace marking a special occasion. Every reason you treasure a piece of fine jewelry is a reason it should be insured. However, calling...

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Tips for Buying a Safe Car

You’ve heard all the talk about driverless cars - but unfortunately, we’re still years away from living in a world where you just tell your car where to go, kick back and relax with a book (or, more likely, your phone)....

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Why Today’s Homes Burn Faster

From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear. A fire in a modern home is a “perfect storm,” according to safety consulting and...

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How to Lower Your Auto Insurance Bill

It’s easy to lower your insurance costs - especially if you have a great driving record, or don’t mind having higher deductibles. Who doesn’t want to pay less for car insurance? Billions of dollars are spent on ad...

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Do You Need Umbrella Insurance?

One of the most certain things in life is uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out tires could...

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Three Ways a Pool May Affect Your Homeowners Insurance

That oh-so-covetable experience of taking a dip in your very own pool? Millions of American households enjoy it, at least when the weather’s nice. With the summer heat ratcheting up, you may be coming down with a...

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Easy to Forget Cleaning Projects

As a busy homeowner, it's easy to fall into the trap of pushing off tasks that maintain the long-term value of your home in favor of more pressing problems. That’s OK, to a point, as certain house-cleaning projects...

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Heavy Rain? Be on the Lookout for Heavy Damage

Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many...

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Want a Safer Home? Consider these Inexpensive Fixes

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...

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Help Your Dog Love Apartment Living

Apartment living can have many advantages: low maintenance, close to work and entertainment, and ease of changing residence. But, if you’re a dog owner, apartment living can present some difficulties. You probably won’t...

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Love Bites – Get Umbrella Coverage

In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you adequately covered?Unfortunately, we live in a world of lawsuits. Large damages can be...

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Commercial or Personal Auto Insurance? What Type of Policy Should You Have?

For many who use their vehicle for work, it can be difficult to navigate the differences in coverage and exclusions between a personal auto and a commercial auto policy to know how to best protect your individual and...

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Data Breach Isn't Just an Issue for Big Companies Anymore

When most of us hear the term "data breach", it brings to mind recent headlines about attacks on companies like Target, Anthem & Yahoo and the direct impact those attacks had on their bottom line or stock valuation...

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Teen Driving Safety

Talking to Your Teen About Safe Driving When teens begin to drive, according to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, the sobering statistics start to pile up:Car...

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Car Shopping With Safety in Mind

You’ve heard all the talk about driverless cars. Yet we’re still years away from living in a world where you can just tell your car where to go and then kick back and relax with a book or your phone. Even still,...

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7 Driving Habits That Are Bad for Your Car

No matter how safe you are behind the wheel, you’ve probably done things like: Shift into drive while the car is still rolling backward. Ride the brakes on steep hills. Roll into the gas station on empty. Guilty? If so,...

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Burglary Prevention: Should You Leave the Lights On?

It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this...

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What Every Business Owner Needs to Know About an Alarming New Wave of Cyber Crime

At one time, protecting a business against outside threats meant safeguarding and insuring the brick and mortar building and tangible assets of the organization. Burglar & fire alarms, and perhaps maybe even...

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Which Home Alarms Do You Need?

Technology has made home alarms of all kinds — from security to smoke, radon to radiation — more accessible than ever. Many of them can be configured to work together, and some even alert you to trouble through your...

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Device Insurance: Cover Your Personal Electronics With the Policy You Already Have

It seems everyone these days has a smartphone. Or a smart TV, a tablet, or an ebook reader. Or all of the above – and more. When you add it all up, you may find you have thousands and thousands of dollars tied up in...

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How to Deal With Road Rage

Have you ever noticed that, with roadway anger, it’s always the other guy’s fault? And, it very well could be. The thing is, you can’t control how other people drive. But, you can control how you respond to situations...

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Safety Tips for Your Summer Swims

When the sun is out and the weather’s warm, people flock to the water — whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers for...

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Safety Tips for Summer Thrill Seekers

The family summer vacation is a time-honored tradition, and it often includes a trip to one of our country’s incredible amusement parks. But, while the rides and other attractions at these parks are typically safe, it...

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What Should Go in Your Home Safe (or Safe-Deposit Box)?

Spring has arrived, which means it’s time to clean the cobwebs out of the corners, organize the closets and so forth. While you’re at it, don’t forget to revisit the important documents and other items you have in your...

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The Type of Fire Extinguisher Every Home Should Have

A fire is a fire, and a fire extinguisher is a fire extinguisher, right? Well, not quite. There are actually different types of fires and different types of extinguishers that respond best to each one. So, which is...

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Business Must-Haves: Directors and Officers Liability

What is directors & officers coverage, and why does your business need it? - Directors and officers liability coverage, often called D&O coverage, is an essential coverage for big and small businesses alike.Why...

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Navigate Rainy Roadways With Care

It’s just rain — how much impact can it really have on your driving? The answer: a lot. You’re likely to experience lower visibility, reduced traction and increased difficulty in handling your car both during and after...

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The Right Car Seat for Your Child

Do you have the right car seat for your child? With so many options out there, it's important to make sure you protect your most precious cargo."Infant-only", "convertible", "all-in-one"... many soon-to-be parents don’t...

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Flood Facts: Flood Zones

Flood zones rate whether you live in a low, moderate, or high risk area. Flooding is on everyone's mind. El Nino is predicted to bring a lot of rain to California, and with rain comes flooding. We have talked about how...

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Flood Facts: Mudflow

El Nino will bring more than just rain to California, it could bring mud. Are you covered?At this point El Nino is fact not fiction. We all know that El Nino will be bringing higher than average rainfall to California,...

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Flood Facts: Sandbags

Sandbags can be used to create a barrier between your property and flood waters.El Nino is predicted to bring flooding this year. Flooding is unpredictable by nature, but you can take steps to protect yourself and your...

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Flood Facts: How To Prepare For Flooding

El Nino brings rain, and rain brings flood. Are you ready? Flooding is the USA's number 1 national disaster; in the past 5 years all 50 states have experienced floods and/or flash floods. You don't need to be in a flood...

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El Nino: Flood Facts

El Nino Brings Rain, and FloodIf you are in California, you know what is coming this year. El Nino is on everyone's mind, no longer a possibility, it is a fact. In a drought, rain is both a savior and a terror. And...

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Wellness Wednesday: Breast Cancer Awareness Month

You may or may not have noticed an increase of pink in your daily life; October is Breast Cancer Awareness month and we are proud to show off our pink ribbons at Partner Agency. Chances are you, or someone you know, has...

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Doubting your pipes during the drought?

You can hardly go a single day without being reminded that California is in the middle of a serious drought. Many cities have signs notifying you that they are no longer watering public areas, museums have disconnected...

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Wellness Wednesday : The Bobier Family

Today's Wellness Wednesday is a little different from the norm. Today we want to share a story from one of our insureds. The Bobier family has been long time clients of Partner Agency. We knew a little about their story,...

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Road Trippin' and Auto Insurance!

Summer time is the best time to get your family, or a group of friends, together and finally go on that road trip you've been talking about. You might be visiting someone or you might just want to explore this beautiful...

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Do You Have Enough Coverage to Rebuild Your Home?

Imagine how devastating it would be to lose your home in a fire. Now imagine not being able to rebuild it completely because you didn’t have the correct amount of insurance.Selecting the proper amount of coverage is the...

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Is A Motorcycle Right For You?

In honor of motorcycle safety awareness month we wanted to discuss motorcycles and give you some tips on determining if a motorcycle is right for you.Is a motorcycle right for you? - As springtime sets in and summer...

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5 Tips to Reduce Your Carbon Footprint this Earth Day

Here are 5 tips to help reduce your carbon footprint this Earth Day! Take showers instead of baths. Most showers use less water than a bath does. If you really want to reduce water, turn off the water during the time...

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What You Need to Know About Life Insurance

Don’t leave the future of you and your loved ones to chance. Partner Agency can help you find the right life insurance coverage for you, and help ensure that your policy continually meets your needs.What are the...

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Monica's Mommy Tips

This week we have a great treat for you! Our very own Mommy Extraordinaire Monica has come up with some wonderful tips for kids and cars. Monica knows firsthand how having 2 small children and a dog can make any car...

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Modern Insurance for Your Classic Car

It takes more than age to make it a classic. A collector car isn't just a way to get around. It’s an investment that will continue to appreciate in coming years. What you need to know about Classic Car Insurance Not all...

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Affordable Care Act: I have coverage, now what?

Now that you have secured coverage for 2015 through the Affordable Care Act (ACA), what do you do now? Step 1: Find a doctor in your plan You will likely wish to begin by finding out if your prior doctors and other...

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Affordable Care Act: Taxes and Penalties

The Affordable Care Act went into effect 2014, and with it came the federal law that requires all US citizens have health insurance or suffer a penalty. If you did not have health insurance for 2014, and you did not...

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I’m borrowing my friend’s car … am I covered?

Most people have an idea of what’s covered and not covered under their various insurance policies. But at Partner Agency we get a lot of questions about borrowing or loaning a car. There are a lot of reasons you may...

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AB 60 and Undocumented Citizen’s Driver Licenses

Some big changes happened in California January 1, 2015. One of the biggest was the implementation of legislation allowing for undocumented citizens to receive a driver’s license known as Assembly Bill 60, or AB 60 for...

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Employer Shared Responsibility

In 2015, employers of with a certain amount of full-time employees will be subject to the Employer Shared Responsibility, which means that the employer must offer affordable health benefits. This is due to the...

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Affordable Care Act – Mandatory and Excepted Health Benefits

The Affordable Care Act (ACA) has had many people scratching their head and wondering what will be included on their new ACA-Compliant policy. What are the Mandatory Benefits and Excepted Benefits? What are Mandatory...

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Income Verification by Covered California

Covered California is sending notices to health plan enrollees asking permission to automatically verify their income for the coverage year 2015.Why does Covered California need to know my household income?Having...

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Affordable Care Act and Employer Mandate Final Rule

The Affordable Care Act has led to many changes with small business owners and the employee benefits they need to provide. Many of the mandates were postponed last year, so there is a lot of confusion. We are here to...

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What is an EPO plan?

What are the benefits of an EPO plan? Is this plan a good choice for me? What is an EPO plan or an EPO Network? Many people are aware of HMO or PPO plans, but many carriers, such as Anthem Blue Cross, are now offering...

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Smoke Alarms Are the Sound of Safety

Smoke alarm safety is very important. Having enough smoke alarms and keeping them in working condition are important fire safety steps you can take to save lives in your home. Alarms can alert you and your family to...

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Summer Heat can be Deadly

Summertime heat can be deadly- do not take risks! In 2013 alone, a total of 44 children who were 14 years and younger died in the United States from heat stroke by being left in cars during the summer time. These...

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Live Happy : Summertime Stargazing

Summer is the perfect time to take a mini vacation away from the city. For those living in the city, the night sky may look like a black canvas with a couple of stars shinning through the atmosphere. Stargazing is a...

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What To Do In A Drought

California is experiencing a serious drought for its fourth consecutive year. Governor Jerry Brown has declared a statewide drought emergency. We all need to do our part and conserve water, now more than ever!...

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Summer Road Trip Tips!

June is here and school is out, what better time to take a road trip? Before you do, Partner Agency wants to make sure your car is in good condition for an enjoyable and safe trip. Here are our summer road trip tips!...

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Make More Happen Winner and a Car Show!

Pet Prescription Team wins $10,000 donation in Safeco Insurance® Make More Happen Contest Thanks to all of your votes Partner Agency and the Pet Prescription Team won SafeCo's Make More Happen Award! We couldn’t have...

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Affordable Care Act: Life After Open Enrollment

Have questions about what happens after March 31? We have answers! What you should know about the end of Open Enrollment and Special Enrollment periods. March 31 is the last day anyone can sign up for an individual or...

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Health Insurance 101

“What’s a Premium again?” A new survey of 1,008 U.S. adults conducted for the American Institute of CPAs by Harris Interactive, found that more than half (51 percent) could not accurately identify at least one of three...

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Affordable Care Act: What is SHOP?

ACA Quick Facts: What is the Small Business Health Options Program (SHOP)? Several provisions of the Affordable Care Act (ACA) affect small businesses, their employees, and families. Currently, smaller businesses are...

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What's Provided by the Affordable Care Act?

Have questions about what procedures and services are and are not covered by the Affordable Care Act? We have answers! What is included in my coverage? Many people remain uncertain about the Affordable Care Act and the...

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Questions About the Affordable Care Act For 2014 and 2015

Still have questions about the Affordable Care Act? We have answers! We know that there are still many questions regarding the Affordable Care Act. Today we answer some of those questions concerning the enrollment...

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New Year New California Vehicle Codes

2014 has arrived, and with it come several new auto laws for Californians. The new year is upon us! If you live in California that means that we have several new auto laws on the books. 1. Mobile Devices are Completely...

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Toby's Holiday Gift Guide for Dogs

The Holidays are upon us! Toby lists his top holiday gifts for animal-lovers and their dogs This is the time of the year to give gifts to those you love, and we at Partner Agency know that sometimes the ones you love...

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Affordable Care Act: Small Businesses and Part Time Workers

Many small businesses do not offer health care, and if they do, many part time employees are not eligible for group coverage. There is now a place that provides the coverage you need! Where do I get my health coverage...

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Revisions to the Affordable Care Act

What are the latest changes to the Affordable Care Act and how will they affect me and my premiums? Revisions to the Affordable Care Act and the Effect of Extending Coverage to Non-Grandfathered Policies There has been...

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How to avoid being a victim of theft during Black Friday

Holiday shopping does not come without risks - learn how to protect yourself and your gifts from theft this Black Friday! Black Friday has become a national holiday of it's own, people camp out for days, forgo sleep,...

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Affordable Care Act-White House Announces Transition Policy for Some Health Plans

[caption id="attachment_474" align="aligncenter" width="819"] What are the newest proposed reforms to the Affordable Care Act and how will they affect you?[/caption] Due To Public Appeal, President Obama Addresses the...

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Affordable Care Plan: Changes Affecting Small Group Employers Health Plans

Are you still unsure of how the Affordable Care Act will affect your small business? Many employers are wondering how the Affordable Care Act will affect the coverage they provide to their employees. Below is a recap of...

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Affordable Care Act: The Do's and Don'ts of Applying

The application process can be confusing. Let us help you with listing what sort of information you will need to provide in order to sign up for the Affordable Care Act. What sort of information do I need to apply for...

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Affordable Care Act: Hardship Exemptions

Are there exemptions from the penalties provided by the Affordable Care Act for those who have difficulties paying for health insurance? Aligning Individual Medical Mandate Penalties With the Open Enrollment Period...

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How is Covered California Different from Healthcare.gov?

President Obama spoke of website issues; does this affect Californians applying online for Covered California? President Obama referred to website issues Monday in his address to the nation. Do you know which site he is...

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Don’t Leave Your Employees Exposed To Risks Any Longer!

Does your business face hazards and risks during certain tasks or projects? Don’t make accidents or injuries an option for your employees on the job. Instead, you should look into having a reliable workers compensation...

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Covered California

Covered California is a hit with 94,500 applications started since October 1 Consumer Interest Remains Strong for Health Insurance Offered Through Covered California Marketplace. Covered California had 600,000 unique...

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Grand Opening of Covered California

Thousands of consumers investigate health insurance through the new Covered California Marketplace in first week of opening. Covered California's Grand Opening Success! Partner agency has been informing you of the...

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Careful! Avoid an Accident when Traveling near City Buses

If you venture into the city often, then you know that city buses seem to take over the road. It is important to be careful as you drive near or pass by such a large vehicle. Failure to be cautious could present real...

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Wellness Program Rewards

Workplace Wellness Programs are on the increase! Learn about how the federal government is proposing to reward your business for participation. Wellness Program Rewards in the Workplace The U.S. Departments of Health...

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When is enrollment for Covered California?

The time to enroll in Covered California is near! As an Individual or Family, may I enroll in Affordable Health Care Medical Coverage at any time of the year? Who can help me? Enrolling for medical coverage will be...

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Setting Realistic Business Goals for a Sense of Motivation and Accomplishment

As a business owner, do you understand the importance of setting goals for your company? The desire you have to reach an accomplishment cannot be rushed. Altering your methods to become more realistic when tackling a...

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The Affordable Care Act: Concerns over Fraud and Scams

There are companies and individuals that might take advantage of consumer confusion and some of the misinformation out there about new coverage options under the Affordable Care Act. Opportunities for potential fraud...

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Can You Imagine Living in an Extreme Treehouse?

Typically, people live in homes made on the ground. Can you imagine living in a home high up in the trees? This may sound extreme and like something out of a fantasy book, but one local man followed his passion for the...

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Affordable Care Act Financial Assistance Qualifications

Do You Qualify for Affordable Health Care Financial Assistance? If you need help paying for health care, you may qualify for federal assistance. Under the Affordable Care Act (ACA), also known as health care reform, the...

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Member Level Rating And Your Small Business

How will member level rating affect the health care invoices I will get as a small business owner? As an Employer, will my January 2014 group health billing statements continue to look the same as today? The Affordable...

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Don’t let the Sun equal Dehydration and Lack of Water for Your Employees

Are you concerned about the hot summer? If your employees are working outside most hours of the day, it is important for you to make sure they don’t become dehydrated on the job. Some people are more sensitive to the...

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How Will You Sign Up For Medical Insurance?

Are you wondering how to sign up for the Affordable Care Act? Will it be through your employer, or independent of your employer? Must my Small Group Employer offer me Medical Insurance? With all these changes and...

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What Additional Coverages Are Available Through the Affordable Care Act?

With the upcoming health reform changes through the Affordable Care Act (ACA) many people have questions about what kind of additional coverages will be available, and to whom? Will the new Health Care Marketplace have...

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Following City Parking Laws to Avoid a Ticket

Have you been in a rush to find a parking space in the city? If so, you may have made the choice to park your vehicle illegally in the hopes that no one will notice. However, the officials in a city are very diligent...

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Small Business Owner's Role in Notifying Employees of Health Care Change

What is your role as a small business owner in informing your employees about the health care reform options? As an Employer, do I need to inform my employees about the Health Benefits Marketplace…even if our company...

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Tips to Establish Trustworthy, Polite, and Honest Customer Service

Are you having trouble improving your client services? Running an organization is filled with ups and downs, but pleasing your customers shouldn’t be a struggle. If it is, then you most likely are losing business...

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Protecting Your Home When You Travel

Stopping mail delivery, putting a few lights on a timer, and leaving a key with a good neighbor are still wise home protection ideas before leaving on vacation. And while it's important to protect yourself with these...

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The Affordable Care Act: Financial Assistance

Affordable Health Coverage - If I still cannot afford it, are there financial assistance programs available to me? Many people know they need health insurance but are concerned about the price. Luckily, there are...

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The Affordable Care Act's Essential Health Benefits

Explaining the Essential Health Benefits provided by the Affordable Care Act Essential Health Benefits The Affordable Care Act (ACA) mandates that Individual/Family Health Plans and Small Employer Group Health Plans...

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Protecting Your Home from Wildfires this Season

The nightmare of putting out a fire on your own home can be a scary experience. No homeowner should have to experience such tragedy due to an unpredictable wildfire. In order to protect your property and family this...

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Small Business Health Options Program

What is the SHOP Marketplace and What Will It Mean for Small Business Owners? The SHOP (Small Business Health Options Program) Marketplace will open in October of this year for coverage that is proposed to take effect...

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Traveling With Your Best (Four-Legged) Friend

Planning a summer road trip with your best four-legged friend? Here are some safe traveling tips for you and Fido! Whether you're headed out on the road for a weekend drive or a longer vacation, there are some car trips...

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The Affordable Care Act: Covered California

How will Covered California allow you to shop for health insurance? Will there be penalties for the uninsured? California's Marketplace The Affordable Care Act establishes state marketplaces where individuals and small...

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Affordable Care Act: How to Choose Your Health Plan?

How to Choose Your Health Plan? With all the impending changes from the Affordable Care Act, you may be wondering "How will I choose my health care plan?" To help make shopping for health insurance easier, health plans...

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Provide Training for Employees in Workplace Health and Safety

As a business owner, it is crucial that you train your employees in workplace health and safety. If you do not do this, you could be breaking laws. In addition, you increase your business’ risk for accidents. Don’t put...

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The Affordable Care Act: Health Insurance Marketplace

Are you wondering how the Affordable Care Act will change the way you get your health insurance? Big changes are coming in October 2013. Big changes for a lot of people. The Affordable Care Act is expected to help...

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Health Care Reform and Small Businesses

What does health care reform mean to me and my employees as a Small Business Owner ? If you have anywhere between one to fifty full-time employees, then you may be wondering how the Affordable Care Act (ACA) will affect...

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What Does Health Care Reform Mean to You?

Are you wondering how the Affordable Care Act will be implemented, when you enroll, and how it will affect you and your family? We have answers! How is the Affordable Care Act going to be implemented in California? As...

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Do You Love Your Car Enough to Protect It?

How much do you love cars? Whether you are an avid collector of automobiles, have attended many car shows, have put your vehicle on public display, or own the most expensive car around, you should also consider...

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Wellness Wednesday: Demystifying Health Insurance Reform

Questions about health care? We want to become your partner in unraveling the mystery of health care reform! Here at Partner Insurance Agency, it is our goal to redefine the relationship between you and your insurance...

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Attracting Business through Excellent Customer Service and Engagement

Do you believe your company is attracting the right kind of customers? Focusing on customer care should be a top priority, especially since excellent customer service can be hard to find now a days. Learning and...

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Protection and Safety from the California Wind!

With a rise in strong winds in the state, it is important for you to protect your household. Any precautionary measure is better than none at all. Most people underestimate the power of wind, especially if they are...

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Get Ready to Safely 'Spring Forward'

Daylight Saving Time begins Sunday, March 10, 2013, for most places in the United States, so don't forget to set your clock forward one hour. We here at Partner Agency want to remind you it's also a great time to...

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Protect Your Motorhome and RV From the Cold

If you're a snowbird and you're headed away from the cold this winter to a sunnier and warmer spot, you can move on to the next article. Just know that we here at Partner Agency wish you a safe journey - and that we're...

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Tips for Preparing for Your Holiday Driving Trip

Millions of Americans will do some traveling this holiday season - the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you're simply driving around in...

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A Home Inventory Will Help You Know What You Own

Why should I have a home inventory? - Your furniture and appliances, clothing, sports or hobby equipment, and electronic goods are all regarded as personal property. Like many people in California, you may own much more...

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