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Partner Agency Insurance Services Blog

All You Ever Wanted to Know About Insurance

Affordable Care Act: I have coverage, now what?

Now that you have secured coverage for 2015 through the Affordable Care Act (ACA), what do you do now? Step 1: Find a doctor in your plan You will likely wish to begin by finding out if your prior doctors and other...

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Affordable Care Act: Taxes and Penalties

The Affordable Care Act went into effect 2014, and with it came the federal law that requires all US citizens have health insurance or suffer a penalty. If you did not have health insurance for 2014, and you did not...

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I’m borrowing my friend’s car … am I covered?

Most people have an idea of what’s covered and not covered under their various insurance policies. But at Partner Agency we get a lot of questions about borrowing or loaning a car. There are a lot of reasons you may...

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AB 60 and Undocumented Citizen’s Driver Licenses

Some big changes happened in California January 1, 2015. One of the biggest was the implementation of legislation allowing for undocumented citizens to receive a driver’s license known as Assembly Bill 60, or AB 60 for...

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Employer Shared Responsibility

In 2015, employers of with a certain amount of full-time employees will be subject to the Employer Shared Responsibility, which means that the employer must offer affordable health benefits. This is due to the...

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Affordable Care Act – Mandatory and Excepted Health Benefits

The Affordable Care Act (ACA) has had many people scratching their head and wondering what will be included on their new ACA-Compliant policy. What are the Mandatory Benefits and Excepted Benefits? What are Mandatory...

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Income Verification by Covered California

Covered California is sending notices to health plan enrollees asking permission to automatically verify their income for the coverage year 2015.Why does Covered California need to know my household income?Having...

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Affordable Care Act and Employer Mandate Final Rule

The Affordable Care Act has led to many changes with small business owners and the employee benefits they need to provide. Many of the mandates were postponed last year, so there is a lot of confusion. We are here to...

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What is an EPO plan?

What are the benefits of an EPO plan? Is this plan a good choice for me? What is an EPO plan or an EPO Network? Many people are aware of HMO or PPO plans, but many carriers, such as Anthem Blue Cross, are now offering...

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Smoke Alarms Are the Sound of Safety

Smoke alarm safety is very important. Having enough smoke alarms and keeping them in working condition are important fire safety steps you can take to save lives in your home. Alarms can alert you and your family to...

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